FREQUENTLY ASKED
QUESTIONS

No, all of the loan approvals through Golden Rise Capital Inc. are for collateral free, unsecured loans.

No. All loans are subject to underwriting, verification, and credit approval.

Many credit card rates are variable, meaning they change with the economy, causing daily interest to buildup. Loan approvals through Loan Surface Debt Relief Inc. are fixed, low rates with a clear repayment schedule, providing stability until your loan is fully paid off.

The interest rates depend on factors like your credit score, credit history, income, loan amount, and loan duration. Since everyone’s financial situation is different, we’ll review your application to find suitable solutions for your specific needs.

There are absolutely NO additional fees or costs if you pay your loan off early. In fact, we encourage it if it makes sense for you.

Yes. Golden Rise Capital is a DBA of Golden Rise Capital, LLC, a licensed lender (NMLS #2759539).

At Golden Rise Capital Inc. our annual percentage rates (APRs) vary from 5.49% to 29.99% for first-time borrowers. The most creditworthy borrowers can enjoy the lowest rates. The minimum loan amount is $5,000.00, and the maximum is $100,000.00. Eligibility isn’t guaranteed and depends on meeting credit and other conditions.

Rates are based on creditworthiness, income, loan amount, and loan term.