Golden Rise Capital

Lending / Business loans

Built for businesses with a track record.

Working capital and consolidation for established small businesses, underwritten on business performance rather than personal credit alone.

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01

What we lend on

Business lending is underwritten differently from consumer lending. Revenue history, time in business, and cash flow carry more weight than a personal credit score, though a personal guarantee is usually part of the structure.

  • Working capital — terms from 6 to 36 months
  • Debt consolidation of stacked merchant cash advances or high-cost short-term debt
  • Equipment and expansion financing
02

Baseline requirements

At least 24 months in business, minimum annual revenue of $150,000, 3 months of business bank statements, and a personal guarantee from owners holding 20%+.

03

The disclosure

Business financing is offered by Golden Rise Capital, Inc. All financing is subject to underwriting and approval. Commercial financing disclosures are provided as required by applicable state law, including Utah. Commercial loans are not consumer loans and are not subject to consumer lending protections.

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